Executive order digital assets12/28/2023 Although the headline refers only to “digital assets,” the text of the Order concerns a broad range of financial services products and technologies. It is unclear how the government would enforce fair lending principles outside of the lending space, but here too, UDAAP is likely to become a central focus. Likewise, the Order suggests that fair lending principles may be used in the digital assets space, including redlining principles (ie, the exclusion of certain geographies from access to a product or service based on the minority composition of the geography). However, the executive order names the Consumer Financial Protection Bureau (CFPB) in multiple places and highlights the potential for UDAAP to become a key enforcement tool in the digital assets space moving forward.Īmong the practices that may be subject to scrutiny are those that take advantage of a consumer’s lack of understanding regarding the products, or that cause harm to consumers that they could not avoid based on available information. Historically, digital assets have not been the subject of significant consumer protection enforcement, such as enforcement under state or federal unfair, deceptive or abusive acts or practices (UDAAP) laws. Potential expansion of UDAAP and fair lending principles to digital assets. Preventing exploitative aspects of digital assets and digital payments technologies.Adequate disclosures of risks associated with digital asset products and related services.Adequate protections for custodial arrangements relating to customer assets and funds.Adequate protections for sensitive financial data.Improving affordability of financial services products related to digital assets and digital payments technologies.
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Fabric privacy screens for decks12/27/2023 The frame itself sits on a wide base for better support and means it won’t just blow away in the smallest wind. It’s been created with a lot of long, thin branches all affixed to the frame and crossbeams. This wattle screen is quite effective and very functional, as it can be moved around the yard as desired and it’s entirely standalone. Make a Moveable Wattle Privacy Screen Source These screens are hanging from the patio roof but the thin cables holding them up create the illusion of floating screens, which is a simple yet excellent idea. I like the contrasting colors of these three lattice panels, with the frame painted white and the rest in natural wood. If you want to add privacy just to your patio and not your whole yard, consider installing some simple lattice screens for partial shade and privacy. Install Smaller Lattice Screens for Patios Source The planters can be moved to the right spot to offer a bit of privacy to your patio or yard if you choose to have a get-together. In this example, the tall grasses have been planted in large tin planters so they’re already starting up quite high off the ground. Tall grasses or bamboo are an excellent way to create some privacy in the yard, and they’re lovely plants to have on their own. The whole guide to achieving this look is available if you want to have a standout privacy screen different from everyone else’s. A series of old blue jeans have been repurposed into planters, and now have tall grasses coming out the tops of each pair of pants. This is a truly unique look that’s not for everyone, but it’s a great idea if you like standing out and eclectic choices in your backyard. Change Things Up With Denim Jeans as Planters Source I like the mixed material and rustic appearance of the tin wall paired with the Adirondack chairs and terracotta planters. It’s a great reusable material and it’s quite unique compared to the wooden look most backyards go for. If you want a full wall with no gaps, a tin wall like this one can be the way to go for you. You can keep the whole thing unfinished, like in this example, for a natural and rustic look if that’s the decor style you’re going for. They are simply nailed horizontally to some larger and longer crossbeams, and the result is a privacy wall that lets in a bit of light but also has a lot of character. This is a partial privacy screen that can be easily built with a lot of small, thin tree branches. Build Your Own Tree Branch Privacy Screen Source It’s also a good way to add some shade to your backyard. It’s a great option if you want to let some light in but also protect your yard from prying eyes. In each frame, a thick mesh fabric has been attached for privacy. It’s been made with four large wooden frames attached to each other with hinges. This foldable privacy wall is a good idea, and it can also be moved around your backyard. Install Thick Mesh Fabric on a Wooden Frame Source These evergreens are guaranteed to stay thick year round so you can continue to have privacy even if you get cold winters.įor this option, you’ll need to find the right evergreens that involve low maintenance but that won’t grow out of control. Plant Evergreens for a Tall Shrubbery Wall SourceĪnother natural privacy option is planting some tall shrubs or bushes to have a high wall between your property and the next one. To do this, you’ll need to put up railings or wire, like in this example so the climbing vines have somewhere to keep growing upwards and create the wall effect. Although it can take a bit longer to achieve, it’s well worth the wait as it provides privacy while still letting light come through. This vine display is amazing for creating a natural green privacy wall at the end of a patio. I also love the small and simple wreath that’s been added to the center of the garden wall, to make the whole thing appear more charming. A few plant displays have been added around it so it’s better integrated with the whole yard. It’s been created from a few old doors and painted white. One clever way to add a privacy wall is to incorporate it into your garden, like this cute weathered white garden screen. Create a Charming Rustic Garden Wall Source Here are the top 30 ideas that other people have successfully adopted. The good news is, it’s quite easy to get an outdoor privacy screen, even an affordable one or something you can make yourself at home quite easily. However, some people may have the issue of lacking privacy in their yard due to a road or neighbors nearby. Having a patio or backyard is a fantastic feeling, especially on those warm summer days and cool evenings. Pictures of starburst rainbow loom12/27/2023 It is best to invest in one of these, if you plan to make many bracelets, as it reduces the time and hassle of your work. Metal hook tools are also cheap, though, and the long hooked apparatus is very useful for getting in the small spaces in and around a loom to hook the rubber band loops. It is also possible to work without a hook tool, by using your finger or a common household item, like a pen or a screwdriver.As these are relatively cheap, it is definitely a good investment to buy one, especially if you are planning to make many loom bracelets. Making loom bracelets is possible without a loom, but it is more difficult to do.These also come in many different colors. It will attach to the other end of the bracelet, and permit you to put on and remove the bracelet at will. We’ve made dozens of Rainbow Loom Bracelet designs and the newly discovered Inverted Fishtail is definitely on our top ten list of fave designs Whenever we wear an Inverted Fishtail bracelet, someone always remarks on how cool it looks. You will attach these to the end of your loom bracelet when you have finished attaching all the loops. C-hooks are necessary to make bracelets that are easily removable.Make sure you get the correct looms for your project, and your health. If you are allergic to latex, the type of band you buy is incredibly important to avoid allergic reactions. All of the photos link to the tutorial page: The Arrow Stitch. Here are 20 of our favourite Rainbow Loom designs. This has helped us to discover some of the most beautiful patterns. Supplies: 3 colours of rainbow loom bands, hook, s clip and rainbow loom. Here at, we have made more than 100 different Rainbow Loom bracelet designs. You can buy silicon, jelly, latex-free, and other types of loom bands. Rainbow Loom How-to: Flower Power: This is and expert level bracelet, it is important to loop all the bands in the correct order.We show you step by step how to make bracelets, rings, charms, necklaces and tons of other fun and unique Rainbow Loom creations. Browse at a few sites to see which ones you like the most. Rainbow Loom Patterns is your home for all the best patterns. However, the quality and style of these products differ wildly. To make the most basic bracelets, you will only need rubber loom bands, a loom, and a metal hook tool to attach them together. Dresser handles and knobs12/27/2023 We also carry sinks, taps, lighting, hardware and other products to help you make your home renovation or restoration project a success.įind what you need in our product range, or reach out with any questions. 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The Pomodoro Technique was developed in the late 1980s by then-university student Francesco Cirillo. Take the quiz Explore on your own What is the Pomodoro Technique? Get a personalized recommendation based on your workstyle and goals. Send us feedback about these examples.Find out which productivity method fits you best These examples are programmatically compiled from various online sources to illustrate current usage of the word 'late.' 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